Week 11’s Hidden Gems: Why the Computers Love Indiana (-14.5) and Doubt Georgia (-2.5)

College Football’s Week 11 Hidden Gems

Every Thursday afternoon, I lay out the games that have caught my analytical eye – the matchups where the numbers whisper something different than the conventional wisdom shouts. This week, I’m focused on three contests that feel like finding mispriced assets in an efficient market: Indiana, that offensive juggernaut masquerading as a No. 8 team, laying 14.5 points against Michigan’s statistical regression to mediocrity; Ole Miss, where the computers suggest Georgia’s dynasty might be vulnerable, priced at just +2.5 at home; and undefeated Army, dominating opponents by four touchdowns per game yet valued as mere 5.5-point favorites against North Texas’s explosive offense. Compare these picks with what you’ll hear on the Targeting Winners Podcast (dropping every Friday afternoon on Spotify, Apple, or wherever you consume your gambling insights) and make your own calls. In a sport where everyone claims to know what will happen next, sometimes the best strategy is following where the numbers – not the noise – lead you.

Michigan at No. 8 Indiana

In the grand theater of college football, where narratives shape reality as much as the numbers that describe it, there’s something deliciously compelling about Indiana’s position heading into Week 11. The Hoosiers, those perennial Big Ten afterthoughts, find themselves winning and dominating – the kind of dominance that makes the spreadsheet jockeys at FanDuel set a -14.5 point spread against Michigan. Yes, that Michigan.

The analytics tell a story that would have seemed unthinkable just months ago. Under first-year coach Curt Cignetti, Indiana’s offense isn’t just good – it’s third in the nation, averaging 47 points per game. This kind of statistical anomaly makes you wonder if someone’s Excel formula has gone haywire. But no, the Hoosiers are genuinely reshaping the geometry of Big Ten football. At the same time, Michigan’s offense has become a case study in regression to the mean, ranking an almost incomprehensible 116th nationally in scoring.

The quants have spoken, and their computers have run 20,000 simulations of this matchup. In 86.9% of these digital futures, Indiana emerges victorious. If you’re wondering what this looks like in real numbers, that’s 17,380 victories to 2,620 losses. The machines think Indiana will win by 16.8 points, enough to cover the spread and then some.

But here’s where it gets interesting: The betting public, those eternal skeptics of sudden transformation, are still showing traces of doubt. While 66% of bets are riding with Indiana to cover, there’s a stubborn 34% clinging to the idea that Michigan will either pull off the upset or keep it within two touchdowns. It’s the kind of contrarian betting behavior that usually signals either prescience or delusion – and we won’t know which until Saturday afternoon.

Indiana’s perceived slight in the College Football Playoff rankings is the most fascinating subplot. Despite being undefeated, they sit at No. 8, with the committee pointing to their 82nd-ranked strength of schedule like accountants finding a rounding error in the books. Their best wins? Washington and Nebraska, both 5-4. It’s the kind of resume that makes the traditional powers smirk – until they face this offensive juggernaut beating FBS opponents by nearly four touchdowns per game.

Followers of the Targeting Winners Podcast know that betting against momentum like Indiana’s is akin to fighting the tide. The analytics give them an 86.5% chance of making the playoff, projecting 11.3 wins this season. Meanwhile, Michigan is projected for just 6 wins – the number that makes you wonder if someone accidentally divided by two.

When CBS’s cameras roll at 3:30 PM Eastern on Saturday, we’ll witness either the continuation of Indiana’s improbable ascension or a reminder that football, like markets, can correct violently and without warning. The smart money – and the machines – are betting on the former.

But then again, that’s why they play the games.

No. 3 Georgia at No. 16 Ole Miss

There’s a peculiar beauty in watching markets adjust to new information, and that’s exactly what we’re witnessing in Oxford this week. The mighty Georgia Bulldogs, winners of 11 of their last 12 against Ole Miss, arrive as mere 2.5-point favorites. The spread makes you wonder if the bookmakers know something the rest of us don’t.

The analytics paint a picture that would have seemed absurd just weeks ago. The SP+ model, that grand attempt to quantify college football’s “most sustainable and predictable aspects,” has Ole Miss winning 28-26. In predictive models, this is the equivalent of a Wall Street quant suggesting that a blue-chip stock is about to underperform. The computers have run their simulations 20,000 times, and in 53.9% of these digital futures, the Rebels emerge victorious. It’s a razor-thin margin that suggests we’re witnessing something approaching perfect market efficiency in college football odds.

But here’s where it gets interesting: Ole Miss has been manufacturing points like a tech company manufactures growth statistics, ranking sixth nationally by averaging 23 points better than its opponents. Georgia, meanwhile, has been merely mortal, outperforming its competition by 11.7 points—the kind of regression that makes defensive coordinators wake up in cold sweats.

The most fascinating subplot in all this is the efficiency metrics. Ole Miss’s defense – yes, their defense – ranks third in FBS by surrendering just 0.192 points per play. It’s the kind of statistical anomaly that makes you double-check your spreadsheets. Georgia’s offense sits at a respectable 15th nationally, allowing 0.286 points per play. However, in the zero-sum game of elite college football, being merely “respectable” is often a predictor of impending doom.

The betting markets, efficient processors of public sentiment, show a slight lean toward convention—55% of bets are riding with Georgia. It’s as if the market can’t quite bring itself to believe what the numbers tell it, like investors holding onto a falling stock because they remember its glory days.

For those following the Targeting Winners Podcast, this game represents a classic conflict between narrative and numbers. The narrative says Georgia is still Georgia, still the team that demolished these same Rebels 52-17 last year in Athens. The numbers, however, tell a different story.

Carson Beck’s 11 interceptions loom over this game like a credit default swap in 2008 – a hidden risk that could suddenly become visible. Meanwhile, Jaxson Dart just finished carving up Arkansas for 515 yards and six touchdowns, the kind of performance that makes predictive models recalibrate their assumptions in real time.

When ABC’s cameras go live at 3:30 PM Eastern on Saturday, we’ll watch more than just a football game. We’ll be watching a market correction in real-time, a test of whether the traditional power structures of college football can withstand the assault of pure statistical efficiency. The FPI gives Georgia an 83.5% chance of making the playoff, while Ole Miss sits at 61.1%—numbers that could shift dramatically based on three hours in Oxford.

The smart money – and the machines – say Ole Miss by a field goal or less. In a sport increasingly dominated by data, sometimes the most radical act is simply believing what the numbers tell you.

No 25 Army at North Texas

In the efficient college football betting market, a price discovery problem occasionally emerges that makes you question everything you think you know about value. Consider Army, undefeated and ranked 25th, favored by merely 5.5 points against North Texas. The spread makes you wonder whether the market has identified a fundamental flaw in Army’s pristine record or if we’re witnessing a massive pricing error.

The numbers tell a story of two teams operating in entirely different realities. Army’s outscoring opponents by 26.6 points per game – the margin that typically commands double-digit spreads. But here’s where the market gets interesting: six of their seven FBS victories have come against teams with losing records. It’s like a hedge fund posting impressive returns while trading only the most predictable securities.

Enter North Texas, the Mean Green chaos merchants of the American Athletic Conference. They possess the conference’s highest-scoring offense, the statistical outlier that makes Army’s defensive metrics look like they might have been compiled in a different era of football. Their quarterback, Chandler Morris, just finished dissecting Tulane’s defense for 449 yards on 38-of-57 passing – the kind of efficiency that makes option-based teams break out in hives.

The betting market has priced this game like a tech stock during earnings season – volatile and uncertain. Army sits at -186 on the moneyline, which translates to an implied probability that seems almost quaint given their perfect record. The Black Knights are 6-0 as favorites this season, the kind of trend that typically makes sharps salivate. But North Texas, at +153, has shown a propensity for violence against point spreads, covering four times in eight attempts.

This game represents a classic market inefficiency for those following the Targeting Winners Podcast. Army’s backup quarterback engineered a 20-3 victory over Air Force, while Morris and company have treated defensive coordinators like day traders during a flash crash.

The total is 63.5, which suggests the market expects North Texas to dictate the tempo. This is a reasonable assumption considering Morris’s recent performance: 449 yards against Tulane, the kind of number that makes service academies reconsider their defensive philosophies.

When ESPN2’s cameras go live at 3:30 PM Eastern on Saturday, we’ll witness either a market correction or a confirmation that sometimes perfect records are less valuable than they appear. Army coach Jeff Monken might get his starting quarterback Daily back, but in a game where North Texas treats passing yards like venture capitalists treat revenue growth, it might not matter.

The computers and the sharps seem to be telling us that Army’s undefeated record is about to face its strongest stress test yet. In a sport increasingly dominated by offensive efficiency, sometimes the best bet is against perfection.

Who are you picking this week? Comment here.

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What We’re Watching On Saturday

Featured Game: Texas at Michigan

Location: Ann Arbor, Michigan

Game Time: Noon Eastern; 9:00 a.m. Pacific

Television: Fox

Game Preview

In a highly anticipated early-season matchup, the No. 10 Michigan Wolverines (1-0) host the No. 3 Texas Longhorns (1-0) at Michigan Stadium on Saturday. This clash between two of college football’s winningest programs marks only the second-ever meeting between these storied teams.

Key Storylines

Michigan’s First Real Test: After facing weak non-conference schedules in recent years, Michigan faces its first ranked non-conference opponent since 2019. The Wolverines are underdogs at home for the first time since 2021.

Texas Riding High: The Longhorns are coming off an impressive 52-0 shutout win over Colorado State and look to build on last year’s College Football Playoff appearance.

Quarterback Contrast: Texas has the edge with experienced QB Quinn Ewers, while Michigan turns to former walk-on Davis Warren in just his second start.

Strength vs. Strength: Michigan’s run-heavy offense will try to establish dominance against Texas’ stout defensive front.

Big Play Potential: Texas’ explosive offense, led by coach Steve Sarkisian, will test Michigan’s aggressive defense under new coordinator Wink Martindale.

Players To Watch

Michigan

QB Davis Warren

RB Donovan Edwards

TE Colston Loveland

LB Jaishawn Barham

CB Will Johnson

Texas

QB Quinn Ewers

WR Isaiah Bond

RB Jaydon Blue

LB Anthony Hill Jr.

Edge Trey Moore

Keys to the Game

Michigan’s Ground Game: The Wolverines must establish their running attack early to control the clock and keep Texas’ offense off the field.

Quarterback Play: Can Davis Warren keep pace with Quinn Ewers and make enough plays to keep Michigan competitive?

Limiting Big Plays: Michigan’s defense needs to contain Texas’ explosive receivers and prevent chunk plays.

Trenches Battle: The matchup between Michigan’s offensive line and Texas’ defensive front could decide the game.

Special Teams: In a potentially close game, kickers Dominic Zvada (Michigan) and Bert Auburn (Texas) could play crucial roles.

Prediction

While Michigan has a home-field advantage and a solid recent track record, Texas has the edge in talent and quarterback play. The Longhorns’ experience in big games, including last year’s win at Alabama, gives them a slight advantage.

Texas 27, Michigan 24

This game has the potential to be an instant classic and could significantly impact both teams’ College Football Playoff aspirations.

Other early games we’re watching:

Arkansas at Oklahoma State

Location: Stillwater, Oklahoma

Time: Noon Eastern; 9:00 am Pacific

Television: ABC

Kansas State at Tulane

Location: New Orleans, Louisiana

Time: Noon Eastern; 9:00 am Pacific

Television: ESPN

Afternoon Featured Game: Baylor at Utah

Location: Salt Lake City, Utah

Game Time: 3:30 p.m. Eastern; 12:30 p.m. Pacific

Television: Fox

In a unique non-conference matchup between two Big 12 teams, the Baylor Bears (1-0) travel to Salt Lake City to face the No. 11 Utah Utes (1-0) at Rice-Eccles Stadium on Saturday, September 7, 2024. Kickoff is set for 2:30 p.m. MT on FOX.

Key Storylines

Big 12 Homecoming: Although both teams are now in the Big 12, this game counts as non-conference because it was scheduled years ago when Utah was still in the Pac-12.

Return of the Stars: Utah’s quarterback Cam Rising and tight end Brant Kuithe made impressive returns from injury in week one, connecting for three touchdowns.

Baylor’s Revenge: The Bears look to avenge last year’s close 20-13 loss to Utah in Waco.

Defensive Shift: Baylor head coach Dave Aranda has taken over defensive coordinator duties, which could lead to schematic changes.

Home Field Advantage: Utah has won 32 of their last 34 home games and boasts an 84-game sellout streak at Rice-Eccles Stadium.

Players to Watch

Baylor

QB Dequan Finn

WR Ketron Jackson Jr.

RB Richard Reese

LB Matt Jones

DL Garmon Randolph

Utah

QB Cameron Rising

TE Brant Kuithe

RB Dijon Stanley

DT Junior Tafuna

CB Smith Snowden

Keys to the Game

Quarterback Play: Can Baylor’s Dequan Finn match the efficiency and production of Utah’s Cam Rising?

Establishing the Run: Both teams will look to improve their ground games after somewhat lackluster performances in week one.

Defensive Adjustments: How will Baylor’s defense, now led by Dave Aranda, contain Utah’s potent offense?

Special Teams Impact: Kickers Bert Auburn (Baylor) and Dominic Zvada (Utah) could play crucial roles in a potentially close game.

Limiting Turnovers: Both teams had turnover issues in their openers and will need to protect the ball better in this matchup.

Coaches’ Perspectives

Baylor’s Dave Aranda: “We’ve got something to prove. I think that we got a bunch of guys that want to win and want to achieve and want to be that team, and we know that the team we’re playing is kind of that team. And so we have to be able to show up with our best.”

Utah’s Kyle Whittingham: “We were fortunate to get out of there with a win last year. We haven’t forgotten that. It was a right down to the wire game. We have to prepare the right way all week long, just like we do every single week and be ready for a fight because that’s what it’s going to be.”

Prediction

While Baylor showed promise in their opener, Utah’s experience, home-field advantage, and the return of key players give them the edge. Expect a closer game than the odds suggest, but Utah should come out on top.

Utah 31, Baylor 24

This game will be a critical early-season test for both teams and could have significant implications for their respective Big 12 and national title aspirations.

Other Mid-Day Games We’re Watching

Iowa State at Iowa

Location: Iowa City, Iowa

Game Time: 3:30 Eastern; 12:30 Pacific

Television: CBS

Michigan State at Maryland

Location: College Park, Maryland

Game Time: 3:30 Eastern; 12:30 Pacific

Television: BTN – Big Ten Network

Night Game: Boise State at Oregon

Location: Eugene, Oregon

Time: 10:00 PM Eastern; 7:00 pm Pacific

Television: Peacock

In a compelling non-conference matchup, the Boise State Broncos (1-0) travel to Eugene to face the No. 7 Oregon Ducks (1-0) at Autzen Stadium on Saturday, September 7, 2024. Kickoff is set for 7 PM PT and will be broadcast on Peacock.

Key Storylines

Oregon’s Offensive Struggles: The Ducks look to bounce back from a lackluster offensive performance in their 24-14 win over Idaho.

Boise State’s Upset Bid: The Broncos aim to continue their historical success against Oregon, having won all three previous meetings.

Ashton Jeanty’s Momentum: Boise State’s running back comes off a record-breaking 267-yard, six-touchdown performance against Georgia Southern.

Ducks’ National Championship Aspirations: Oregon enters the season with high expectations as it prepares for its inaugural Big Ten season.

Coaching Chess Match: Dan Lanning’s defense vs. Dirk Koetter’s offense could be the key tactical battle of the game.

Players to Watch

Boise State

RB Ashton Jeanty

QB Maddux Madsen

WR Prince Strachan

DT Braxton Fely

Oregon

QB Dillon Gabriel

RB Jordan James

WRs Tez Johnson and Evan Stewart

CB Jabbar Muhammad

Keys to the Game

Oregon’s Offensive Line Performance: The Ducks’ O-line struggled against Idaho and faces a tough test against Boise State’s front seven.

Explosive Plays: Oregon’s offense lacked big plays in week one, and limiting explosive plays will be crucial for Boise State’s defense.

Boise State’s Passing Game: The Broncos need to use their size advantage at receiver against Oregon’s smaller secondary.

Containing Ashton Jeanty: Oregon’s front seven will be tested by Boise State’s star running back.

Special Teams and Trick Plays: Boise State may need to steal points through special teams or trick plays in a potential upset bid.

Coaches’ Perspectives

Oregon’s Dan Lanning on fixing offensive issues: “Don’t get off schedule. Don’t end up with third and longs. Don’t shoot ourselves in the foot with penalties. If we do that, we can move the ball.”

Boise State: The Broncos will likely aim to create chaos on defense and find ways to unlock an Oregon defense that looked formidable in week one.

Injury Report

Boise State:

HB Jambres Dubar – Dealing with a nagging injury from fall camp

C Mason Randolph – Left last game with a potential arm injury. Status uncertain

Oregon:

OL Matthew Bedford – May make his Duck debut after missing the opener.

Prediction

While Boise State has the potential to keep this game competitive, especially with Ashton Jeanty’s running ability, Oregon’s talent advantage and motivation to improve from last week’s performance should prove too much for the Broncos.

Oregon 38, Boise State 24

This game will be a crucial test for both teams—Oregon will need to prove its national championship credentials, and Boise State will need to show it can compete with top-tier programs. Expect a closer game than the odds suggest, but the Ducks should pull away in the second half.

Other Late Games We’re Watching:

Texas Tech vs Washington State

Location: Pullman, Washington

Time: 7:00 pm

Television: Fox

Mississippi State vs Arizona State

Location: Tempe, Arizona

Time: 10:30 pm Eastern, 7:30 pm Pacific

Television: ESPN

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